Optional extras - Other products available as well as your
motorbike Insurance, such as breakdown cover.
Ordinarily resident - If you are resident in the UK year
after year, you are "ordinarily resident". Most UK insurance policies
require you to be ordinarily resident in this country.
Over insured - This is where you have taken an insurance
policy that covers you for more than you need and as such you will
be paying a higher insurance premium than you need to, for instance
where the market value of your vehicle has been overestimated.
Overseas - A country other than England, Northern Ireland,
Scotland and Wales.
Owner - The legal owner of a vehicle, not necessarily the
person who runs, maintains or uses it.
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