The financial loss of a stolen car is bad enough and although
insurance will compensate for this, nothing can help with
the shock and inconvenience.
Walk around any car park. You'll see cars with windows open,
ignition keys in the lock, sun roofs open, valuable property
and clothing on display on the rear seat. Be sensible. Follow
the checklist below every time you leave your car.
Take Care of Your Property
Remember - if you are careless when leaving your car then
your claim for theft may not be paid at all. Your insurance
policy requires you to take care of your property at all times.
Have all the windows etched with the registration number of
your car. This deters car thieves.
Many insurers allow a special premium discount if your car
has a professionally-fitted alarm/ immobiliser system. The
Motor Insurance Repair Research Centre checks on vehicle security
devices to see if they comply with the criteria of the Insurance
Industry Vehicle Security Scheme. The list of those products
that have passed is used by insurers as a basis for premium
discounts and required security. Ask your insurer what systems
they approve or require. They may also require the system
to be fitted by a member of the independent Vehicle Security
Installation Board. Your insurer can advise you about this.
